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Deposit Products Scheme


Deposit Products Scheme of NBP Aitemaad - Islamic Banking are as follows

Aitemaad Current Account - PKR

Aitemaad Current Account - FCY

Aitemaad Basic Banking Account

Aitemaad Saving Account - PKR

Aitemaad Term Deposit Certificate

Aitemaad Asaan Current Account

Aitemaad Asaan Saving Account
 

Aitemaad Current Account - PKR

Aitemaad Current Account - English Information Brochure
Aitemaad Current Account - Urdu Information Brochure

Aitemaad Current Account provides customers the convenience of putting their funds in a 'Riba Free' account and accessing it without any restrictions on withdrawal while enjoying a host of professional conveniences from NBP Aitemaad – Islamic Banking.

The account is ideally suited for
  • Individuals
  • Sole Proprietorships
  • Partnerships
  • Corporates

Basic Features
  • Account can be opened in Pakistani Rupees (PKR)
  • Minimum amount for opening account is PKR 500/-
  • No service charges on low account balance
  • No restriction on daily withdrawals or number of transactions
  • Online Banking services available at all nationwide branches
  • Debit Card (24/7 account access through 1-Link)
  • Free Account Statements once every six months
 
Aitemaad Current Account – FCY

Aitemaad Current Account provides Customers the convenience of putting their funds in a 'Riba Free' account and accessing it without any restrictions on withdrawal while enjoying a host of professional conveniences from NBP Aitemaad – Islamic Banking.

The account is ideally suited for
  • Individuals
  • Sole Proprietorships
  • Partnerships
  • Corporates

Basic Features
  • Account can be opened in USD, GBP and EURO
  • Minimum amount for account opening is 100/- in USD, GBP and EURO
  • No service charges on low account balance
  • No restriction on daily withdrawals or number of transactions
  • Free Account Statements once every six months
 
Aitemaad Basic Banking Account

Aitemaad Basic Banking Account is designed on Qardh contract for low income 'Individuals' only. The purpose of this account is to facilitate Customer with minimum requirements for account opening.

Basic Features
  • Account can be opened in Pakistani Rupees (PKR)
  • Minimum amount for opening account is PKR 100/-
  • Maximum two deposit transaction and two withdrawal transactions are allowed
  • No service charges on low account balance
 
Aitemaad Saving Account - PKR
Aitemaad Saving Account - English Information Brochure
Aitemaad Saving Account - Urdu Information Brochure

Aitemaad Saving Account is a regular banking account for those who have intentions to earn Halaal profit on their savings.

The account is ideally suited for
  • Individuals
  • Sole Proprietorships
  • Partnerships
  • Corporates


Basic Features
  • Account can be opened in Pakistani Rupees (PKR)
  • Minimum amount for account opening:
  • Individuals

PKR 100

  • Students, Widows, Pensioners

No requirement

  • Sole Proprietorship / Partnership / Corporate

PKR 50,000


  • Halaal profit with competitive rates
  • Profit will be calculated on average daily balance (daily product) basis and paid on monthly basis
  • No service charges on low account balance
  • No restriction on daily withdrawals or number of transactions
  • Online Banking services available at all nationwide branches
  • Debit Card (24/7 account access through 1-Link)
  • Free Account Statements once every six months
 
Aitemaad Term Deposit Certificate
Aitemaad Term Deposit - English Information Brochure
Aitemaad Term Deposit - Urdu Information Brochure

Aitemaad Term Deposit Certificate is a wide range of term deposit schemes available from short term to long term period for those customers who are willing to keep their investment with the bank and receive a comparatively higher expected profit.

The account is ideally suited for
  • Individuals
  • Sole Proprietorships
  • Partnerships
  • Corporates

Basic Features
  • Halaal, with competitive profit rates
  • Minimum amount of investment is PKR 10,000/-
  • Wide range of saving certificates (1 month, 3 months, 6 months, 1 year to 5 years)
  • Different profit payment options (monthly, quarterly, six monthly and maturity)
  • Profit will be calculated on average daily balance (daily product) basis and will be credited on the  customer’s linked account as per selected profit payment option
  • Different profit weightages will be offered depending upon the customer's selection of tenure, investment amount and profit payment options
  • Premature withdrawal can be possible as per the bank's approved schedule

Pre-requisite
To have an Aitemaad Term Deposit Certificate, customer must be an account holder of NBP Aitemaad.
 
Aitemaad Asaan Current Account
Aitemaad Current Account - Information Brochure

The account is ideally suited for
  • Skilled/unskilled work force
  • Less educated/uneducated people 
  • Daily wagers, women and Self Employed
  • Individuals
  • Pensioners
  • Young Adult Population

Basic Features
  • Account can be opened in Pakistani Rupees (PKR)
  • Minimum amount for opening account is PKR 100/-
  • Maximum withdrawal limit is PKR 500,000/- per month
  • Maximum credit balance limit is PKR 500,000/- per month
  • No service charges on low account balance
  • Online Banking services available at all nationwide branches
  • Issuance of Debit Card and Cheque Book
 
Aitemaad Asaan Saving Account
Aitemaad Saving Account - Information Brochure
The account is ideally suited for
  • Skilled/unskilled work force
  • Less educated/uneducated people 
  • Daily wagers, women and Self Employed
  • Individuals
  • Pensioners
  • Young Adult Population

Basic Features
  • Account can be opened in Pakistani Rupees (PKR)
  • Minimum amount for opening account is PKR 100/-
  • Maximum withdrawal limit is PKR 500,000/- per month
  • Maximum credit balance limit is PKR 500,000/- per month
  • Profit will be calculated on average daily balance (daily product) basis and paid on monthly basis
  • No service charges on low account balance
  • Online Banking services available at all nationwide branches
  • Free Debit Card and Cheque Book
 
Take the step towards Islamic Banking
Simply fill in the Account Opening Form and present your Computerized National Identity Card (CNIC) to start depositing into 'Riba Free' Aitemaad Current / Saving Account and enjoy personalized banking services from any NBP Aitemaad Islamic Banking Branches across Pakistan.
 

Profit Sharing Ratio, Weightages and Historic Profit Rates

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