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Shariah Compliant Structure
Aitemaad Hamsafar Auto Finance is structured on the basis of Shariah compliant mode 'Diminishing Musharakah (DM)'. Diminish mean 'Reduce' and Musharakah mean 'Partnership' Diminishing Musharakah (DM) is that form of partnership wherein Customer and Bank contributes their fund for purchasing the vehicle(s). After taking possession of purchased vehicle(s), Customer pays rental and simultaneously purchases the share of Bank gradually through Installment Payments until Customer becomes 100% owner of the purchased vehicle(s).

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