Q. What is Cash n Gold Loan?
A. Cash n Gold means financing against pledge of gold ornaments. Allowed for domestic needs such as education, marriage, medical or any other lawful purpose.
Q. What security / collateral needs to be provided for Cash n Gold Loan?
A. Any kind of gold jewelry / ornament of purity over 21 karats can be provided as security to avail a gold loan.
Q. What is the maximum loan amount ?
A. You can avail up to Rs. 5 Million (Five Million Rupees) against your Gold.
Q. What is Mark-up rate on Cash n Gold ?
Q. Currently markup rate is 15.5% Fixed.
Q. What is the tenor of loan ?
A. The maximum tenor of loan is 1 year (with rollover facility upon payment of upto date markup) and 3 years
Q. What is the processing fee for Cash n Gold Loan?
A. Processing Fee is Rs. 1,000/- (One Thousand Only)
Q. Can loan be paid before its tenor? And Is there any early payment charges ?
A. Yes, option of pay-back the loan amount before its tenor is available. There will be no additional charges except payment of upto date Markup.
Q. Who should I contact if I wish to avail this loan ?
A. Approach Branch Manager and in his / her absence the Operations Manager
For any further assistance please visit our website i.e. www.nbp.com.pk or call NBP help line @ 021-111-627-627.