SME Financing Products
NBP is offering General Financing Facilities (Short Term and Long Term), customized line of products for Small and Medium Enterprises in order to facilitate your Business needs.

Seasonal Financing
NBP is empowering SME businesses with customized financing solutions to meet seasonal financing needs by offering a range of seasonal financing products for small and medium enterprises, with loan amounts up to Rs. 200 million, based on working capital entitlement.

Seasonal Financing Products
1. Wheat Financing
2. Cotton Financing
3. Rice Financing

SME - SBP Financing Products

Prime Minister Youth Business & Agriculture Loan Scheme (PMYB & ALS)
PMYB & ALS promotes entrepreneurship among youth by providing business loans on simple terms and with affordable markup rates

Refinance Scheme for Working Capital Financing
Financing is available for SEs & Low-end MEs to meet working capital requirements for Information Technology, Furniture, Surgical goods, Dates processing, Gems & jewelry, Leather Industry, Fruits, vegetables & food processing, Printing & packaging sectors.

Refinancing Facility for Modernization of SMEs
Medium to long term _Financing is available to SMEs for purchase of local / imported machinery for modernization of their existing units or setting up of new SME units.

Financing Facility for Storage of Agricultural Produce (FFSAP)
Facility aims to support SMEs and agri-entrepreneurs in establishment, expansion and balancing, modernization & replacement (BMR) of Steel/Metal/Concrete Silos, Warehouses & Cold Storage facilities for storing agricultural produce. It also offers financing for new generators to meet the energy needs of these projects.

Long Term Financing Facility (LTFF) for Plant & Machinery
Financing is available for export-oriented projects for purchase of imported and locally manufactured new plant and machinery.

Small Enterprise (SE) Financing and Credit Guarantee Scheme for Special Persons
Financing is available to special persons having disability logo / symbol on their CNIC. The financing facility is for setting up of new business enterprises or for expansion of existing ones.

Women Financing Scheme under Women Entrepreneurs
Financing facility is offered to women entrepreneurs operating across the country for setting up new business or expansion of existing ones.

EXIM Bank Export Finance Scheme
Financing is available to exporters of eligible goods / services, especially value added products. Both Direct and Indirect Exporters are eligible.

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* Note:
- The availability of above listed schemes is subject to allocation limits set by SBP.
- Markup and T&C are subject to change
- Financing under SBP schemes is subject to continuing/validity of schemes.