Must be Pakistani resident national, having satisfactory credit history.
Salaried Class, Self-Employed Professionals and Business Persons.
Property being financed is to be located in NBP approved localities.
For Salaried Class the minimum age is 22 years at the time of applying for the financing facility and the financing facility should expire at maximum age of 59.5 years.
Similarly for Business Persons and Self-Employed Professionals minimum age is 21 years at the time of applying for the financing facility and maximum age should not be more than 65 years at the time of the maturity of the finance.
For Govt. employees it is PKR 5000/- whose monthly salary is directly credited to his/her account maintained with NBP and employer undertaking is provided.
For rest of Salaried Class minimum net take home is PKR 10,000/-.
For Business Persons & Self-Employed Professionals minimum net take home is PKR 15,000/-.
Length of Service/Business Requirement:
Minimum 2 years with the same employer or otherwise collective and continuous employment of 3 years.>
For Business Persons & Self-Employed Professionals a minimum past history of 3 years relationship with business.